VeriSky

Terms of Service

Last Update: August 20, 2022

By using this web site you agree to the following:

1. Acceptance of Terms of Service and Amendments

Each time you use or cause access to this web site, you agree to be bound by these Terms of Service, as amended from time to time with or without notice to you. In addition, if you are using a particular service on this web site or accessed via this web site, you will be subject to any rules or guidelines applicable to those services, and they will be incorporated by reference within these Terms of Service. Please read the site's Privacy Policy, which is incorporated within these Terms of Service by reference.

2. The Site Administrator's Service

This web site and the services provided to you on and via this web site are provided on an "AS IS" basis. You agree that the site administrator reserves the right to modify or discontinue provision of this web site and its services, and to remove the data you provide, either temporarily or permanently, at any time, without notice and without any liability towards you. The site administrator will not be held responsible or liable for timeliness, removal of information, failure to store information, inaccuracy of information, or improper delivery of information.

This site may provide a service for the completion of certain tasks, which may be assigned to you, and may request that you submit associated content. You agree that the completion of a task, even after being explicitly reviewed by another party, is not an endorsement of any content you submit nor permission to perform any action, legal or otherwise, and that it can not be used as the basis for any claim or demand against the site administrator or associated parties.

This site may provide information regarding a person's birthday and/or age. You agree that this information is provided for convenience only, that it may be inaccurate, and that it will not be used as the basis for determining a person's ability to legally perform an age-restricted act, including but not limited to smoking cigarettes, consuming alcohol and/or other controlled substances, or viewing age-restricted material.

3. Privacy Policy

Any personally identifiable information that the site may collect is subject to the site's Privacy Policy.

4. Your Conduct

You agree that all information or data of any kind, whether text, software, code, music or sound, photographs or graphics, video or other documents ("content"), made available publicly or privately, will be under the sole responsibility of the person providing the said content. You agree that this web site may expose you to content that may be objectionable or offensive. The site administrator will not be responsible to you in any way for content displayed on this web site, nor for any error or omission.

By using this web site or any service provided, you explicitly agree that:

  1. you will not provide any content or conduct yourself in any way that may be construed as: unlawful; illegal; threatening; harmful; abusive; harassing; stalking; tortious; defamatory; libelous; vulgar; obscene; offensive; objectionable; pornographic; designed to interfere with or disrupt the operation of this web site or any service provided; infected with a virus or other destructive or deleterious programming routine; giving rise to civil or criminal liability; or in violation of an applicable local, national or international law;
  2. you will not impersonate or misrepresent your association with any person or entity; you will not forge or otherwise seek to conceal or misrepresent the origin of any content provided by you;
  3. you will not collect or harvest any information about other users;
  4. you will not provide, and you will not use this web site to provide, any content or service in any commercial manner, or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorized advertising or commerce; you will not use this web site to promote or operate any service or content without the site administrator's prior written consent;
  5. you will not provide any content that may give rise to the site administrator being held civilly or criminally liable, or that may be considered a violation of any local, national or international law, including - but not limited to - laws relating to copyrights, trademarks, patents, or trade secrets.

5. Submission of Content on This Web Site

By providing any content to this web site:

  1. you agree to grant the site administrator a worldwide, royalty-free, perpetual, non-exclusive right and license (including any moral rights or other necessary rights) to use, display, reproduce, modify, adapt, publish, distribute, perform, promote, archive, translate, and to create derivative works and compilations, in whole or in part. Such license will apply with respect to any form, media, technology already known at the time of provision or developed subsequently;
  2. you warrant and represent that you have all legal, moral, and other rights that may be necessary to grant the site administrator the license specified in this section 5;
  3. you agree that you will not submit sensitive personal information about yourself or others, including but not limited to Social Security numbers, drivers license numbers, passport numbers, government ID numbers, bank account numbers, and health insurance information;
  4. you acknowledge and agree that the site administrator will have the right (but not obligation), at the site administrator's entire discretion, to refuse to publish, or to remove, or to block access to any content you provide, at any time and for any reason, with or without notice.

6. Third-Party Goods and Services

Goods and services of third parties may be advertised and/or may be made available on or through this web site. Representations made regarding products and services provided by third parties will be governed by the policies and representations made by those third parties. The site administrator will not in any manner be liable for or responsible for any of your dealings or interaction with third parties, including but not limited to the quality of product or service provided by a third-party, even if those products or services are recommended on this web site. Any dissatisfaction with a product or service should not be addressed to this web site, and be addressed instead to the retailer, manufacturer or provider, as appropriate.

7. Indemnification

You agree to indemnify and hold harmless the site administrator and the site administrator's representatives, subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders, from any claim or demand, including reasonable legal fees, that may be filed by any third party, arising out of your conduct or connection with this web site or service, your provision of content, your violation of these Terms of Service, or any other violation by you of applicable laws or the rights of another person or party.

8. DISCLAIMER OF WARRANTIES

YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEB SITE AND OF ANY SERVICES OR CONTENT PROVIDED (THE "SERVICE") IS AT YOUR OWN RISK. SERVICES AND CONTENT ARE PROVIDED TO YOU "AS IS", AND THE SITE ADMINISTRATOR EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

THE SITE ADMINISTRATOR MAKES NO WARRANTY, EITHER IMPLIED OR EXPRESS, THAT ANY PART OF THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, TIMELY, SECURE, ACCURATE, RELIABLE, OR OF ANY QUALITY, NOR IS IT WARRANTED EITHER IMPLICITLY OR EXPRESSLY THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND AND AGREE THAT NEITHER THE SITE ADMINISTRATOR NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT ANY ADVICE OR ANY OTHER INFORMATION OBTAINED VIA THIS WEB SITE MAY BE USED SOLELY AT YOUR OWN RISK, AND THAT THE SITE ADMINISTRATOR WILL NOT BE HELD LIABLE IN ANY WAY.

Some jurisdictions may not allow disclaimers of implied warranties, and certain statements in the above disclaimer may not apply to you as regards implied warranties; the other tasks and conditions remain enforceable notwithstanding.

9. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE SITE ADMINISTRATOR WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES; THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE SITE ADMINISTRATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM (I) THE USE OF SERVICES OR THE INABILITY TO USE SERVICES, (II) THE COST OF OBTAINING SUBSTITUTE GOODS AND/OR SERVICES RESULTING FROM ANY TRANSACTION ENTERED INTO ON THROUGH SERVICES, (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA TRANSMISSIONS, (IV) STATEMENTS BY ANY THIRD PARTY OR CONDUCT OF ANY THIRD PARTY USING SERVICES, OR (V) ANY OTHER MATTER RELATING TO SERVICES.

In some jurisdictions, it is not permitted to limit liability and, therefore, such limitations may not apply to you.

10. Reservation of Rights

The site administrator reserves all of the site administrator's rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that the site administrator may have in respect of this web site, its content, and goods and services that may be provided. The use of the site administrator's rights. and property requires the site administrator's prior written consent. By making services available to you, the site administrator is not providing you with any implied or express licenses or rights, and you will have no rights to make any commercial use of this web site or provided services without the site administrator's prior written consent.

11. Notification of Copyright Infringement

If you believe that your property has been used in any way that could be considered a copyright infringement or a violation of your intellectual property rights, the site administrator's copyright agent may be contacted via email at:

info@verisky.com

12. Applicable Law

You agree that these Terms of Service and any dispute arising out of your use of this web site or products or services provided will be governed by and construed in accordance with local laws applicable in the State of Michigan, notwithstanding any differences between the said applicable legislation and legislation in force at your location. By using this web site and the services it provides, you accept that jurisdiction is granted to the courts of the State of Michigan, and that any disputes will be heard by said courts.

13. Miscellaneous Information

(i) In the event that any provision of these Terms of Service is deemed to conflict with legislation by a court with jurisdiction over the parties, the said provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Service will remain valid and applicable; (ii) The failure of either party to assert any right under these Terms of Service will not be considered to be a waiver of that party's right, and the said right will remain in full force and effect; (iii) You agree that any claim or cause in respect of this web site or its services must be filed within one (1) year after such claim or cause arose, or the said claim or cause will be forever barred, without regard to any contrary legislation; (iv) The site administrator may assign the site administrator's rights and obligations under these Terms of Service; in this event, the site administrator will be relieved of any further obligation.